A health insurance license is a professional certification that enables individuals to sell health insurance products legally. Issued by state insurance departments, this license signifies that the holder has fulfilled specific requirements, typically including completing a pre-licensing education course and passing a licensing exam focused on health insurance topics. Authorized by the license, individuals can sell various health insurance policies that cover medical expenses such as hospitalization, doctor visits, prescription medications, and other healthcare services. Renewal of the license often requires ongoing education to stay abreast of changes in health insurance laws, products, and industry practices. Health insurance license holders may work independently or as representatives of insurance agencies, assisting clients in selecting appropriate health insurance coverage based on their specific healthcare needs.